Dividend Income Calculator
Dividend investing turns your portfolio into an income stream. Enter your position and yield to see current income — then watch what dividend growth does to your yield on cost over time.
Annual Income
$1,400
Monthly Income
$117
Income in 10 Years
$2,507
Yield on Cost
6.27%
after 10 years of growth
Projected Annual Dividend Income
Dividend income & yield on cost
Income = Shares × Price × Yield Future Income = Income × (1 + g)^tg is the annual dividend growth rate and t the number of years. Yield on cost divides future income by your original investment.
How It Works
- 1Current income equals your investment multiplied by the dividend yield.
- 2Dividend growers raise their payout annually — compounding your income even if you never add a share.
- 3Yield on cost shows the growing return on your original dollars, a favorite metric of long-term dividend investors.
Frequently Asked Questions
What is a sustainable dividend yield?
Most quality dividend payers yield 2–5%. Yields above 8% often signal payout risk — check the payout ratio and cash flow.
What is yield on cost?
Annual dividend income divided by what you originally paid. A stock bought at a 3% yield growing dividends 8%/year has a ~6.5% yield on cost after 10 years.
Are dividends guaranteed?
No. Companies can cut or suspend dividends at any time, as many did in 2008 and 2020.