Earnings Today: Mastercard, Amazon, Apple, and Bristol-Myers Squibb Report July 30, 2026

Thursday, July 30, 2026 marks one of the busiest — and most anticipated — days of earnings season. Four major companies report quarterly results today, headlined by two of the most valuable companies in the world: Apple (AAPL) and Amazon (AMZN), both reporting after the market close. Mastercard (MA) and Bristol-Myers Squibb (BMY) report before the opening bell. Rivian Automotive (RIVN) and Coinbase Global (COIN) also report after the close.

Investors are watching closely: Apple recently reclaimed the title of world's most valuable public company, while Amazon carries some of the highest earnings-season expectations tied to cloud computing and artificial intelligence. Together, these reports have the potential to shape sentiment across the tech sector, consumer spending, payments, and beyond.

Companies Reporting Earnings Today — July 30, 2026

Mastercard (MA) — Before Market Open

Mastercard, one of the world's largest payment networks, reports Q2 2026 results before the market opens, with a conference call at 9:00 a.m. ET. The company processes payments across more than 210 countries, earning revenue through fees on the transactions that flow through its network.

Wall Street consensus expects earnings of approximately $4.77 per share, representing roughly 14.9% year-over-year growth from $4.15 in Q2 2025. Revenue is projected near $9.06 billion, up approximately 11.4% from a year ago. Mastercard has beaten earnings estimates in each of the past four quarters, with an average upside surprise of 5.5%.

Investors will watch cross-border transaction volumes — which tend to benefit from summer travel — and any updates to full-year guidance. Management has indicated it expects full-year 2026 net revenue growth at the high end of the low-double-digit range on a currency-neutral basis. Analysts at Barclays recently raised their price target on MA to $680, citing expectations that Q2 revenue will beat consensus by about 1.5% and EPS will beat by roughly 2.5%.

Bristol-Myers Squibb (BMY) — Before Market Open

Bristol-Myers Squibb, a global biopharmaceutical company based in Princeton, New Jersey, reports Q2 2026 results before the market opens. The company has a broad portfolio of therapies spanning oncology, hematology, cardiovascular disease, immunology, and neuroscience, with a market capitalization of approximately $117.5 billion.

Analysts project Q2 earnings of approximately $1.61 per share on an adjusted basis — a roughly 10.3% increase from $1.46 in Q2 2025 — and revenue of approximately $11.70 billion. However, year-over-year revenue comparisons are expected to be challenging, with consensus forecasting a decline of around 6.3% versus Q2 2025. Bristol-Myers has beaten EPS estimates in each of its last four quarters.

The company affirmed its full-year 2026 adjusted EPS guidance of $6.05–$6.35 and sales guidance of $46.0 billion to $47.5 billion when reporting Q1 results. Investors will look for any guidance updates and developments around its pipeline of next-generation therapies.

Amazon (AMZN) — After Market Close

Amazon, the e-commerce and cloud computing giant, reports Q2 2026 earnings after the market close. Amazon Web Services (AWS) — the company's cloud computing division — has become the primary focus for investors and analysts heading into this report.

Wall Street consensus expects Q2 earnings of approximately $1.81–$1.82 per share (adjusted) and total revenue of approximately $196.7–$197 billion, representing year-over-year growth of roughly 17%. That range falls within Amazon's own guided range of $194–$199 billion for the quarter.

The highest-stakes metric is AWS revenue. Analysts estimate AWS revenue of approximately $40.63 billion for Q2, representing about 31.6% year-over-year growth. Bank of America recently raised its AWS growth forecast to 33%, specifically citing demand from Anthropic and OpenAI workloads running on AWS infrastructure. Goldman Sachs set a $335 price target, forecasting AWS growth near 33% this year, rising toward 35% in 2027.

Beyond AWS, investors will watch advertising revenue, retail operating margins, and Q3 guidance. Amazon delivered strong Q1 2026 results — $181.5 billion in revenue, up 16.6% year over year — and beat EPS estimates while providing Q2 guidance above analyst expectations.

Apple (AAPL) — After Market Close

Apple reports fiscal Q3 2026 results (covering the quarter ended late June 2026) after the market close, followed by an analyst conference call at 5:00 p.m. ET. Apple briefly reclaimed the title of world's most valuable public company on July 27 as shares hit record highs, intensifying investor focus on the upcoming results.

Wall Street consensus expects revenue of approximately $108.8–$109 billion and diluted EPS of approximately $1.88–$1.89, implying mid-teens year-over-year revenue growth and roughly 20% earnings growth. Apple's own guidance for the quarter called for net sales to grow between 14% and 17% year over year, with gross margin of 47.5%–48.5%.

The iPhone remains Apple's largest revenue source. The Zacks Consensus Estimate for fiscal Q3 iPhone revenue is approximately $53.97 billion, suggesting about 21% year-over-year growth. Apple's iPhone 17 family — including the more affordable iPhone 17e — has driven two consecutive quarters of record iPhone revenues, with strong momentum in the United States, Greater China, India, and Japan.

Goldman Sachs analyst Katherine Murphy raised her price target from $330 to $370, forecasting total revenue of about $110 billion. Investors will also watch Apple's Services segment — which includes the App Store, Apple Music, iCloud, and Apple TV+ — and any commentary on Apple Intelligence, the company's AI feature set integrated into iOS.

Also Reporting: Rivian Automotive (RIVN) and Coinbase (COIN) — After Market Close

Electric vehicle maker Rivian Automotive reports Q2 2026 results after the market close. Rivian pre-released preliminary Q2 revenue of $1.55–$1.65 billion — above the consensus estimate of approximately $1.51 billion — driven by stronger-than-expected deliveries of 12,194 vehicles, well ahead of its own guidance of 9,000 to 11,000. The company raised its full-year 2026 delivery guidance to 65,000–70,000 vehicles. Analysts expect a per-share loss of approximately $0.65–$0.67.

Coinbase Global, the largest U.S. cryptocurrency exchange, also reports after the close. Coinbase's revenue is highly sensitive to crypto trading volumes and market sentiment, making it a barometer for the broader digital asset environment.

Key Storylines

AI and Cloud: The AWS Question

Amazon's AWS is arguably the most closely watched metric of this earnings season. After Microsoft's Azure and Alphabet's Google Cloud reported earlier this week, investors are eager to see whether AWS is capturing AI workloads at scale. A 31–33% AWS growth figure would signal meaningful AI monetization in the cloud sector.

Apple Intelligence and iPhone Upgrade Cycles

Apple has adopted a less capital-intensive AI strategy compared with peers, integrating Apple Intelligence features directly into its hardware and software ecosystem. Investors will want to hear whether AI features are influencing consumer purchasing decisions and driving iPhone upgrade activity.

Consumer Spending: Mastercard as a Real-Time Proxy

Mastercard's results function as a real-time tracker of consumer and business spending globally. Cross-border transaction volumes are particularly meaningful for gauging global economic health amid ongoing macroeconomic uncertainty.

Pharma Headwinds: BMY and Loss of Exclusivity

Bristol-Myers Squibb is navigating the loss of exclusivity for several mature products, which is expected to weigh on Q2 revenue comparisons. Investors will focus on the performance of newer therapies and pipeline developments that could offset these pressures over time.

Market Impact

Apple and Amazon collectively represent more than $7 trillion in combined market capitalization. Strong results from both could provide a meaningful tailwind to broader equity indices — particularly the Nasdaq-100 and S&P 500, where both stocks carry heavy weightings. Conversely, cautious guidance from either company could create headwinds across the technology sector.

Sector ETFs to watch include the Invesco QQQ Trust (QQQ), the Technology Select Sector SPDR Fund (XLK), the Consumer Discretionary Select Sector SPDR Fund (XLY), the Financial Select Sector SPDR Fund (XLF), and the Health Care Select Sector SPDR Fund (XLV). Rivian's results may also move shares of Tesla (TSLA) and other EV manufacturers.

What Investors Should Watch Next

Following today's reports, Amazon and Apple conference calls are scheduled for 5:00–5:30 p.m. ET. Management commentary on Q3 guidance will likely drive after-hours trading activity in both stocks.

Friday, July 31 brings additional major earnings: AbbVie (ABBV), Chevron (CVX), and Exxon Mobil (XOM) all report before the market opens. AbbVie results will be closely watched by healthcare investors, while Chevron and ExxonMobil results will reflect oil price dynamics and refining margins for Q2 2026.

Conclusion

July 30, 2026 is a pivotal day for earnings season. Apple, Amazon, Mastercard, and Bristol-Myers Squibb together represent a broad cross-section of the economy — consumer technology, cloud computing, payment networks, and pharmaceuticals. The results and guidance released today will carry significant weight for sector outlooks, analyst price targets, and overall market sentiment heading into the final months of the year.

As always, investors should evaluate earnings results in the context of their own financial goals, risk tolerance, and investment horizon. Earnings surprises in either direction can drive short-term stock price volatility that may not reflect a company's long-term fundamentals.